PRIVACY POLICY

Cross Current Business Analytics, LLC WEBSITE TERMS OF SERVICE

PRIVACY POLICY

Cross Current Business Analytics, LLC WEBSITE TERMS OF SERVICE

Cross Current Business Analytics, LLC operates the https://crosscurrent.com website, which provides the SERVICE.

This page is used to inform website visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service, the Cross Current Website.

If you choose to use our Service, then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect are used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.

This Privacy Policy governs our data collection, processing and usage practices. It also describes your choices regarding use, access and correction of your personal information. If you do not agree with the data practices described in this Privacy Policy, you should not use the Subscription Service or the Service.

If you have any questions about this Privacy Policy or our treatment of the information you provide us, please write to us by email at privacy@crosscurrent.com

Information Collection and Use

For a better experience while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to your name, phone number, and postal address. The information that we collect will be used to contact or identify you for marketing purposes only.

You are free to explore the site without providing any Personal Information about yourself. When you visit the site or register for the Service, we request that you provide Personal Information about yourself, and we collect Navigational Information.

Personal Information

This refers to any information that you voluntarily submit to us and that identifies you personally, including contact information, such as your name, e-mail address, company name, address, phone number, and other information about yourself or your business. Personal Information can also include information about any transactions, both free and paid, that you enter into on the Websites, and information about you that is available on the internet, such as from Facebook, LinkedIn, Twitter and Google, or publicly available information that we acquire from service providers. Personal Information also includes Navigational Information or Payment Information where such information can directly or indirectly identify an individual. Navigational information refers to information about your computer and your visits to this website such as your IP address, geographical location, browser type, referral source, length of visit and pages viewed. Except for this, we do not collect other information from you.

Use of Personal Information

In addition to the uses identified elsewhere in this Privacy Policy, we may use your Personal Information to:

– improve your browsing experience by personalizing the Service and to improve the Service;

– send information or Cross Current content to you which we think may be of interest to you by post, email, or other means and send you marketing communications relating to our business;

– promote use of our services to you and share promotional and information content with you in accordance with your communication preferences;

– provide other companies with statistical information about our users — but this information will not be used to identify any individual user;

– send information to you regarding changes to our Terms of Service, Privacy Policy (including the Cookie Policy), or other legal agreements

– meet legal requirements.

We use the information collected through our Service by our customers for the following purposes:

– to provide the Subscription Service (which may include the detection, prevention and resolution of security and technical issues);

– to respond to customer support requests; and

otherwise to fulfill the obligations under the Cross Current Terms of Service.

Legal basis for processing Personal Information (EEA visitors only)

If you are a visitor/customer located in the European Economic Area (“EEA”),

our legal basis for collecting and using the personal information described above will depend on the personal information concerned and the specific context in which we collect it. However, we will normally collect personal information from you only where we have your consent to do so, where we need the personal information to perform a contract with you, or where the processing is in our legitimate interests and not overridden by your data protection interests or fundamental rights and freedoms. In some cases, we may also have a legal obligation to collect personal information from you.

If we ask you to provide personal information to comply with a legal requirement or to perform a contract with you, we will make this clear at the relevant time and advise you whether the provision of your personal information is mandatory or not (as well as of the possible consequences if you do not provide your personal information). Similarly, if we collect and use your personal information in reliance on our legitimate interests (or those of any third party), we will make clear to you at the relevant time what those legitimate interests are.

At any time, visitors/customers in the European Economic Area (“EEA”) can request to view and/or remove any Personal Information. Cross Current will gladly abide by any requests made, by emailing privacy@crosscurrent.com.

If you have any questions about this GDPR Privacy Policy or our treatment of the information you provide us, please write to us by email at privacy@crosscurrent.com

Reviewing, Correcting and Removing Your Personal Information

You have the following data protection rights:

– You can request access, correction, updates or deletion of your personal information.

– You can object to processing of your personal information, ask us to restrict processing of your personal information or request portability of your personal information.

– If we have collected and process your personal information with your consent, then you can withdraw your consent at any time. Withdrawing your consent will not affect the lawfulness of any processing we conducted prior to your withdrawal, nor will it affect processing of your personal information conducted in reliance on lawful processing grounds other than consent.

– You have the right to complain to a data protection authority about our collection and use of your personal information. Contact details for data protection authorities in the EEA, Switzerland and certain non-European countries (including the US and Canada) are available.

To exercise any of these rights, please contact us at privacy@crosscurrent.com

Log Files

When you use our services our view content provided by us, we automatically collect information about your computer hardware and software. This information can include your IP address, browser type, domain names, internet service provider (ISP), the files viewed on our site (e.g., HTML pages, graphics, etc.), operating system, clickstream data, access times and referring website addresses. This information is used by Cross Current for the operation of the Service, to maintain quality of the Service, and to provide general statistics regarding use of the Cross Current Service. For these purposes, we do link this automatically-collected data to Personal Information such as name, email address, address, and phone number.

Cookies

Cookies are files with small amount of data that is commonly used an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer’s hard drive.

Our website uses these “cookies” to collection information and to improve our Service. You have the option to either accept or refuse these cookies, and know when a cookie is being sent to your computer. If you choose to refuse our cookies, you may not be able to use some portions of our Service.

Cookies are intended to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to login a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.

Flash Cookies and Other Third Party Tracking Technologies

The Adobe Flash Player (and similar applications) use technology to remember settings, preferences and usage similar to browser cookies but these are managed through a different interface than the one provided by your Web browser. This technology creates locally stored objects that are often referred to as “Flash cookies.” Cross Current does not use Flash cookies. However, our customers of our software platform may create pages on the Cross Current platform that employ Adobe Flash cookies. For more information on “Flash cookies” and how you can manage them.

Service Providers

We may employ third-party companies and individuals due to the following reasons:

To facilitate our Service, to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used. We want to inform our Service users that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

Security

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for “https” at the beginning of the address of the Web page.

Links to Other Sites

Our Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Information About Children

The Service is not intended for or targeted at children under 16, and we do not knowingly or intentionally collect information about children under 16 If you believe that we have collected information about a child under 16, please contact us at privacy@crosscurrent.com, so that we may delete the information.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page.

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us by sending an email to privacy@crosscurrent.com

Information Collection, Use, and Sharing

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to ship an order.

Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this Privacy Policy.

Your Access to and Control Over Information

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

  • See what data we have about you, if any
  • Change/correct any data we have about you
  • Have us delete any data we have about you
  • Express any concern you have about our use of your data

For all inquiries about accessing your information, please contact privacy@crosscurrent.com

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 215-860-3790 or via email privacy@crosscurrent.com.

Links

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Downloading Files

Cross Current cannot and does not guarantee or warrant that files available for downloading through the Service will be free of infection by software viruses or other harmful computer code, files or programs.

Surveys & Contests

From time-to-time our site requests information via surveys or contests. Participation in these surveys or contests is completely voluntary and you may choose whether or not to participate and therefore disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

Other

Information transfers – We may sell or otherwise transfer certain of the asset of our business (sale, merger, acquisition, etc.). In such transactions, user information, including personal information, is generally one of the transferred business assets and, by providing your personal information to us, you agree that your data may be transferred to such parties in these circumstances.

Google Analytics : Google Analytics is Google’s free web analytics tool that helps us to understand how our visitors engage with our website. Google Analytics collects information anonymously and it reports website trends without identifying individual visitors. Analytics uses its own set of cookies to track visitor interactions. These cookies are used to store information, such as what time the current visit occurred, whether the visitor has been to the site before, and what site referred the visitor to the web page. Google Analytics customers can view a variety of reports about how visitors interact with their website so they can improve their website and how people find it. To disable this type of cookie, some browsers will indicate when a cookie is being sent and allow you to decline cookies on a case-by-case basis. In addition to declining cookies, you can also install the Google Analytics Opt-out Add-on in your browser, which prevents Google Analytics from collecting information about your website visits. You can opt out by clicking here.

Indemnification

You understand and agree that you are personally responsible for your behavior on the Site. You agree to indemnify, defend and hold harmless Cross Current, its parent companies, subsidiaries, affiliated companies, joint venturers, business partners, licensors, employees, agents, and any third-party information providers from and against all claims, losses, expenses, damages and costs (including, but not limited to, direct, incidental, consequential, exemplary and indirect damages), and reasonable attorneys’ fees, resulting from or arising out of your use, misuse, or inability to use the Service or the Service Content, or any violation by you of these Terms of Use.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 215-860-3790 or via email privacy@crosscurrent.com.

Cross Current Business Analytics, LLC operates the https://crosscurrent.com website, which provides the SERVICE.

This page is used to inform website visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service, the Cross Current Website.

If you choose to use our Service, then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect are used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.

This Privacy Policy governs our data collection, processing and usage practices. It also describes your choices regarding use, access and correction of your personal information. If you do not agree with the data practices described in this Privacy Policy, you should not use the Subscription Service or the Service.

If you have any questions about this Privacy Policy or our treatment of the information you provide us, please write to us by email at privacy@crosscurrent.com

Information Collection and Use

For a better experience while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to your name, phone number, and postal address. The information that we collect will be used to contact or identify you for marketing purposes only.

You are free to explore the site without providing any Personal Information about yourself. When you visit the site or register for the Service, we request that you provide Personal Information about yourself, and we collect Navigational Information.

Personal Information

This refers to any information that you voluntarily submit to us and that identifies you personally, including contact information, such as your name, e-mail address, company name, address, phone number, and other information about yourself or your business. Personal Information can also include information about any transactions, both free and paid, that you enter into on the Websites, and information about you that is available on the internet, such as from Facebook, LinkedIn, Twitter and Google, or publicly available information that we acquire from service providers. Personal Information also includes Navigational Information or Payment Information where such information can directly or indirectly identify an individual. Navigational information refers to information about your computer and your visits to this website such as your IP address, geographical location, browser type, referral source, length of visit and pages viewed. Except for this, we do not collect other information from you.

Use of Personal Information

In addition to the uses identified elsewhere in this Privacy Policy, we may use your Personal Information to:

– improve your browsing experience by personalizing the Service and to improve the Service;

– send information or Cross Current content to you which we think may be of interest to you by post, email, or other means and send you marketing communications relating to our business;

– promote use of our services to you and share promotional and information content with you in accordance with your communication preferences;

– provide other companies with statistical information about our users — but this information will not be used to identify any individual user;

– send information to you regarding changes to our Terms of Service, Privacy Policy (including the Cookie Policy), or other legal agreements

– meet legal requirements.

We use the information collected through our Service by our customers for the following purposes:

– to provide the Subscription Service (which may include the detection, prevention and resolution of security and technical issues);

– to respond to customer support requests; and

otherwise to fulfill the obligations under the Cross Current Terms of Service.

Legal basis for processing Personal Information (EEA visitors only)

If you are a visitor/customer located in the European Economic Area (“EEA”),

our legal basis for collecting and using the personal information described above will depend on the personal information concerned and the specific context in which we collect it. However, we will normally collect personal information from you only where we have your consent to do so, where we need the personal information to perform a contract with you, or where the processing is in our legitimate interests and not overridden by your data protection interests or fundamental rights and freedoms. In some cases, we may also have a legal obligation to collect personal information from you.

If we ask you to provide personal information to comply with a legal requirement or to perform a contract with you, we will make this clear at the relevant time and advise you whether the provision of your personal information is mandatory or not (as well as of the possible consequences if you do not provide your personal information). Similarly, if we collect and use your personal information in reliance on our legitimate interests (or those of any third party), we will make clear to you at the relevant time what those legitimate interests are.

At any time, visitors/customers in the European Economic Area (“EEA”) can request to view and/or remove any Personal Information. Cross Current will gladly abide by any requests made, by emailing privacy@crosscurrent.com.

If you have any questions about this GDPR Privacy Policy or our treatment of the information you provide us, please write to us by email at privacy@crosscurrent.com

Reviewing, Correcting and Removing Your Personal Information

You have the following data protection rights:

– You can request access, correction, updates or deletion of your personal information.

– You can object to processing of your personal information, ask us to restrict processing of your personal information or request portability of your personal information.

– If we have collected and process your personal information with your consent, then you can withdraw your consent at any time. Withdrawing your consent will not affect the lawfulness of any processing we conducted prior to your withdrawal, nor will it affect processing of your personal information conducted in reliance on lawful processing grounds other than consent.

– You have the right to complain to a data protection authority about our collection and use of your personal information. Contact details for data protection authorities in the EEA, Switzerland and certain non-European countries (including the US and Canada) are available.

To exercise any of these rights, please contact us at privacy@crosscurrent.com

Log Files

When you use our services our view content provided by us, we automatically collect information about your computer hardware and software. This information can include your IP address, browser type, domain names, internet service provider (ISP), the files viewed on our site (e.g., HTML pages, graphics, etc.), operating system, clickstream data, access times and referring website addresses. This information is used by Cross Current for the operation of the Service, to maintain quality of the Service, and to provide general statistics regarding use of the Cross Current Service. For these purposes, we do link this automatically-collected data to Personal Information such as name, email address, address, and phone number.

Cookies

Cookies are files with small amount of data that is commonly used an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer’s hard drive.

Our website uses these “cookies” to collection information and to improve our Service. You have the option to either accept or refuse these cookies, and know when a cookie is being sent to your computer. If you choose to refuse our cookies, you may not be able to use some portions of our Service.

Cookies are intended to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to login a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.

Flash Cookies and Other Third Party Tracking Technologies

The Adobe Flash Player (and similar applications) use technology to remember settings, preferences and usage similar to browser cookies but these are managed through a different interface than the one provided by your Web browser. This technology creates locally stored objects that are often referred to as “Flash cookies.” Cross Current does not use Flash cookies. However, our customers of our software platform may create pages on the Cross Current platform that employ Adobe Flash cookies. For more information on “Flash cookies” and how you can manage them.

Service Providers

We may employ third-party companies and individuals due to the following reasons:

To facilitate our Service, to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used. We want to inform our Service users that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

Security

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for “https” at the beginning of the address of the Web page.

Links to Other Sites

Our Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Information About Children

The Service is not intended for or targeted at children under 16, and we do not knowingly or intentionally collect information about children under 16 If you believe that we have collected information about a child under 16, please contact us at privacy@crosscurrent.com, so that we may delete the information.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page.

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us by sending an email to privacy@crosscurrent.com

Information Collection, Use, and Sharing

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to ship an order.

Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this Privacy Policy.

Your Access to and Control Over Information

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

  • See what data we have about you, if any
  • Change/correct any data we have about you
  • Have us delete any data we have about you
  • Express any concern you have about our use of your data

For all inquiries about accessing your information, please contact privacy@crosscurrent.com

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 215-860-3790 or via email privacy@crosscurrent.com.

Links

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Downloading Files

Cross Current cannot and does not guarantee or warrant that files available for downloading through the Service will be free of infection by software viruses or other harmful computer code, files or programs.

Surveys & Contests

From time-to-time our site requests information via surveys or contests. Participation in these surveys or contests is completely voluntary and you may choose whether or not to participate and therefore disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

Other

Information transfers – We may sell or otherwise transfer certain of the asset of our business (sale, merger, acquisition, etc.). In such transactions, user information, including personal information, is generally one of the transferred business assets and, by providing your personal information to us, you agree that your data may be transferred to such parties in these circumstances.

Google Analytics : Google Analytics is Google’s free web analytics tool that helps us to understand how our visitors engage with our website. Google Analytics collects information anonymously and it reports website trends without identifying individual visitors. Analytics uses its own set of cookies to track visitor interactions. These cookies are used to store information, such as what time the current visit occurred, whether the visitor has been to the site before, and what site referred the visitor to the web page. Google Analytics customers can view a variety of reports about how visitors interact with their website so they can improve their website and how people find it. To disable this type of cookie, some browsers will indicate when a cookie is being sent and allow you to decline cookies on a case-by-case basis. In addition to declining cookies, you can also install the Google Analytics Opt-out Add-on in your browser, which prevents Google Analytics from collecting information about your website visits. You can opt out by clicking here.

Indemnification

You understand and agree that you are personally responsible for your behavior on the Site. You agree to indemnify, defend and hold harmless Cross Current, its parent companies, subsidiaries, affiliated companies, joint venturers, business partners, licensors, employees, agents, and any third-party information providers from and against all claims, losses, expenses, damages and costs (including, but not limited to, direct, incidental, consequential, exemplary and indirect damages), and reasonable attorneys’ fees, resulting from or arising out of your use, misuse, or inability to use the Service or the Service Content, or any violation by you of these Terms of Use.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 215-860-3790 or via email privacy@crosscurrent.com.

Subscribe To The Cross Current Newsletter